Seamlessly collect payments from customer bank accounts
Boost conversion with a seamless Pay by bank experience. Customers can choose to make fast, one-click payments from their bank accounts, or via direct bank APIs.
Enable fast, secure payments, right from customers’ bank accounts
With Stitch Pay by bank, businesses can easily integrate optimised payment flows anywhere on their app or site and allow customers to make fast, seamless payments directly from their bank accounts. Our customer solutions and success teams will work closely with your developers to ensure a fast, smooth and customised integration built for your specific needs.
Boost conversion by enabling customers to pay via Capitec Pay, or with FNB, Standard Bank, Nedbank, TymeBank, ABSA, Discovery Bank or Investec.
Enable even faster payments and higher conversion with one-click transactions for returning customers.
Why Stitch Pay by bank?
Experience Stitch payments in real time. Make a donation directly from your account using Pay by bank or Capitec Pay and 100% of your donation will go to The Lunchbox Fund.
Already donated with Pay by bank? Try it again to see the returning user flow.
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About Stitch
Precision engineering
We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.
I had great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”
Sipho Tshabalala
Product Manager Online Platforms
Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”
Jessica Rohman
Head of Product
We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa.”
Caroline van der Merwe
CPO + Co-founder
We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible.”
Frans Joubert
Chief Financial Officer
Developers
Payments, built for your business
We pride ourselves on a strong developer experience. Our API is built on GraphQL, for faster and simpler queries and easier integration. Our team will work with yours to determine the most optimal integration type, and co-design solutions for your business.
Leverage our hosted pages with optimised flows so you don’t have to build the UI from scratch.
ISO 27001 + PCI DSS Level 1 certified
We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.
Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.
How do I get started offering pay by bank?
To offer Pay by Bank, you’ll need to integrate the Stitch API into your website or application. Contact our sales team to discuss your needs and how we can best support you.
What is a bank-to-bank transfer?
A bank-to-bank transfer, also known as an Electronic Funds Transfer (EFT) or wire transfer, is a direct electronic transfer of funds between two bank accounts. Stitch Pay by Bank facilitates secure transfers between customer and merchant bank accounts.
What are the benefits of Pay by bank?
Pay by Bank is a secure, seamless and efficient way to accept payments from customers, anywhere on your app or site. It can be used for wallet or account deposits, savings, bill payments, e-commerce purchases, and more. You’ll get faster processing and reduced risk compared to traditional methods.
Can Pay by bank be used for recurring payments?
Yes! With Pay by bank, businesses can seamlessly accept bank-to-bank (EFT) transfers. This solution can be configured for once-off or recurring payments, with a one-click payment flow for returning users.
How easy is it for businesses to integrate pay by bank into their existing websites or apps?
Depending on the structure of the business and development resources allocated, our team can work with clients to integrate the Pay by bank payment method into an online checkout or app in just a few days, enabling better, faster payments.
What banks are currently supported for Pay by Bank transactions?
We currently support ABSA, FNB, Standard Bank, Nedbank, Tyme Bank, Investec and Capitec, via Capitec Pay.
How can businesses process refunds using Pay by Bank?
Refunds are a form of payouts in which we reverse a transaction that was made as a pay-in, returning the funds to the bank account used to pay or to another verified bank account.
Can businesses customise the payment flows to align with their brand's user experience?
Yes, merchants can whitelabel Pay by bank to ensure their branding and logo are visible to the consumer, encouraging trust and enabling a better online checkout.
Increase adoption, improve conversion and optimise finance operations
Learn how you can start building a winning payments experience with Stitch