Cash

Accept cash payments and reach more South Africans

Automatically allocate payments made in cash to a customer’s digital account on your app or platform when they make a cash deposit at an ATM or at till.

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Reach more customers by accepting cash payments at ATMs + at till

More than 50% of South Africans prefer to make payments in cash. With Stitch Cash, businesses can reach a wider audience, and give them more choice in how they want to pay.

Customers select cash as a payment method and make a secure cash deposit at their nearest ATM, with a unique reference code, or at retail using a unique barcode.

Their payment is automatically attributed to their digital account. Perfect for wallet deposits, e-commerce purchases, debt or insurance payments and more.

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Why Stitch Cash?

Allow customers to pay the way they want, just by depositing cash at the nearest ATM or till. No need for vouchers or cards as intermediaries.

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How it works

Cash at ATM or till

Customers choose ‘Cash at ATM’ or ‘Cash at till’ from the list of available payment methods.

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Real-time fraud prevention + protection with Stitch Shield

Stitch relies on a powerful, AI-driven fraud engine to stop fraudulent actors in their tracks. With Stitch Shield, we can detect a potentially fraudulent transaction based on a defined set of criteria or rules, and automatically block that user’s device or delay settlement of their funds for further investigation – across all of our clients.

    About Stitch

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
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Precision engineering

We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

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Client-led ethos

We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.

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Deep infrastructure

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.

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I had great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”

Sipho Tshabalala

Product Manager Online Platforms

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Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”

Jessica Rohman

Head of Product

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We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa.”

Caroline van der Merwe

CPO + Co-founder

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We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible.”

Frans Joubert

Chief Financial Officer

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Developers

Accept cash payments in a flash

Add cash payments to your payments stack in no time. Leverage our API, built on GraphQL, for a fast and easy integration. Lean on our client solutions team to co-create custom solutions and ship quickly.

No need to build UI from scratch; our hosted pages offer ready and optimised payments flows for the best possible user experience.

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ISO 27001 + PCI DSS Level 1 certified

We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.

Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.

FAQs

How much does Stitch Cash cost?

Stitch offers flexible pricing plans tailored to your business. Get in touch with our team to discuss your requirements.

How can I accept cash payments?

With the Stitch payment gateway, you can easily accept cash payments. Customers select cash as a payment method and make a deposit at their nearest ATM, using a unique reference, which you can use to automatically attribute it to their digital account.

How is Stitch Cash different from vouchers?

Stitch Cash allows customers to make payments using physical cash at ATMs across South Africa. Vouchers require prepaid codes that must be physically purchased in advance and entered digitally.

Can customers order online without a debit card?

Yes. Stitch offers various payment methods, including cash payments, through our gateway. Customers can make online purchases using cash, and receive digital refunds.

Increase adoption, improve conversion and optimise finance operations

Learn how you can start building a winning payments experience with Stitch