Accept digital payments via Capitec Pay with Stitch
Accept fast, secure card-free payments from Capitec customers by offering Capitec Pay as a payment method. Customers verify payment through the Capitec online banking app.
Easily accept digital payments with Capitec Pay
Capitec is one of the largest banks in South Africa, with over 21 million customers. Capitec Pay is a payment method that allows patrons of Capitec to make a cashless digital payment directly from their Capitec online banking app, using a pre-registered ID.
With Stitch, businesses can offer Capitec Pay as a standalone payment method, alongside Pay by bank, card, manual EFT and other methods. Today, a Capitec payment is one of the fastest-growing cashless digital payment options in South Africa, and essential for businesses looking to remain ahead of competition and offer the latest in customer-centric, secure payments.
Why Capitec Pay?
Experience Capitec + Stitch payments in real time. Make a donation directly from your account using Capitec Pay and 100% of your donation will go to The Lunchbox Fund.
Already donated with Capitec Pay? Try it again to see the returning user flow.
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We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.
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We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.
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We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.
I had great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”
Sipho Tshabalala
Product Manager Online Platforms
Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”
Jessica Rohman
Head of Product
We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa.”
Caroline van der Merwe
CPO + Co-founder
We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible.”
Frans Joubert
Chief Financial Officer
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How can customers send money using Capitec?
Capitec launched Capitec Pay in early 2023. With Capitec Pay, customers can make an immediate payment through their Capitec banking app, once they’ve registered a Capitec ID. With Stitch, businesses can offer Capitec Pay as a payment method anywhere customers check out.
In which countries is Capitec Pay used?
Capitec Pay is offered to Capitec customers in South Africa.
Does using the Capitec Pay payment method require additional fees or charges from customers?
No – any customer that is a registered Capitec user can sign up for a Capitec ID using their mobile number and begin making card-free payments with Capitec Pay.
What is an open banking method?
Open Banking is a general term that enables access to certain bank data and payments capabilities. Capitec Pay is an open banking API that enables Capitec customers to make secure payments on third party sites directly from their Capitec bank account.
Can customers pay with a card using Capitec Pay?
Capitec Pay is a payment method that enables card free payments. To make a payment, customers just need their registered Capitec Pay mobile ID.
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