Lending + insurance

Boost collections with one-click deposits

With Stitch, you can make it as easy as possible for lending and insurance customers to pay their insurance premium or make regular loan payments. Reduce failed or missed payments with more ways to pay.

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Some businesses using Stitch to boost conversion + retention

      Why Stitch for lending + insurance?

    Make it easier for customers to make regular recurring or variable recurring payments. Offer fast, secure ways to pay an insurance premium or make a loan payment. Save card or bank details to enable friction-free one-click or headless payments.
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    Enable friction-free, headless recurring payments

    Loan recipients and insurees can add one or multiple payment methods at sign-up, including card, Debit Order, DebiCheck and Pay by bank. Save their details to easily pull regular payments in the future.

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    Eliminate friction at sign-up or application

    Stitch flows are optimised to make signup and payment as easy as possible.

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    Reduce failed or missed payments

    Understand the best time of the month to collect, and ensure funds are available before initiating payment. Fall back on other methods in the event of a failed payment.

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    Reach more customers with Stitch Cash

    Offer an option for customers to pay with cash at ATMs across South Africa, and automatically attribute to their digital account.

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    Offer more payment options

    Tokenise bank or card details to offer customers more ways to pay. Collect via DebiCheck for authorised recurring payments, with card or Pay by bank as an alternative.

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    Allow for once-off and returning user flows

    Enable customers to make once-off or regular recurring payments via the method of their choice.

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    Orchestrate, reconcile and optimise all methods in one place

    Reconcile payments across methods, providers and geographies through a single dashboard. Surface the method and provider that converts best for particular customers, and understand which methods and providers are best for which customers.

    Stitch solutions for lending + insurance

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    I had great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”

    Sipho Tshabalala

    Product Manager Online Platforms

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    Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”

    Jessica Rohman

    Head of Product

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    We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa.”

    Caroline van der Merwe

    CPO + Co-founder

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    We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible.”

    Frans Joubert

    Chief Financial Officer

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    Iron-clad data privacy and security you can rely on

    Stitch is a PCI DSS Level 1 Certified payment service provider.

    We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.

    Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.

      About Stitch

    We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
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    Precision engineering

    We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

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    Client-led ethos

    We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.

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    Deep infrastructure

    We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.

    Increase adoption, improve conversion and optimise finance operations

    Learn how you can start building a winning payments experience with Stitch