Card

Accept online payments with a reliable card payment gateway

Accept debit and credit card payments online. Reconcile card transactions alongside other payment methods through a single API integration.

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Accept card payments, remove admin burden

Accept card payments with a reliable, secure card payment processor, and easily integrate card alongside other payment methods. Free your finance teams with automated, digital reconciliation on all card transactions. 

Own your own network tokens to easily enable recurring card transactions, and reduce risk of failed payments by automatically updating details for lost or expired customer cards.

Businesses can also create installment-based sales by leveraging preauthorisations on card rails for greater flexibility.

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Why Stitch card?

Leverage our card payment gateway to offer pre-built, optimised card payment flows that move customers from signup to transaction quickly. Allow returning customers to pay by card in just one click, and easily tokenize details for reliable recurring card payments.

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Real-time fraud prevention + protection with Stitch Shield

Stitch relies on a powerful, AI-driven fraud engine to stop fraudulent actors in their tracks. With Stitch Shield, we can detect a potentially fraudulent transaction based on a defined set of criteria or rules, and automatically block that user’s device or delay settlement of their funds for further investigation – across all of our clients.

    About Stitch

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
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Precision engineering

We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

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Client-led ethos

We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.

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Deep infrastructure

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.

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I had great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”

Sipho Tshabalala

Product Manager Online Platforms

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Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”

Jessica Rohman

Head of Product

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We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa.”

Caroline van der Merwe

CPO + Co-founder

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We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible.”

Frans Joubert

Chief Financial Officer

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Developers

Build better card experiences

Get up and running with credit and debit card payments in no time, working side by side with our client solutions team. Our API is built on GraphQL, for faster and simpler queries and easier integration.

Leverage our hosted pages to display optimised payments flows. No need to build the UI yourself.

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ISO 27001 + PCI DSS Level 1 certified

We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.

Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.

FAQs

How can I accept card payments without a machine or merchant account?

You can easily accept card payments without a physical machine or a traditional merchant account with Stitch Card. Accept and reconcile card payments alongside other methods with one API integration.

What is the cheapest way to take card payments?

The most cost-effective way to accept card payments is by partnering with a comprehensive payment service provider (PSP) like Stitch. Our direct integrations with acquiring banks and efficient online platform help businesses save on transaction fees and processing costs, and result in higher reliability and better performance.

What is the easiest way to accept card payments online?

Stitch offers simple, user-friendly card payments, which can be easily integrated alongside other online payment methods.

Are online card payments secure?

Yes. Stitch is PCI DSS Level 1 Certified. Our solution follows strict security measures, including encryption and fraud detection, to protect both cardholder data and transactions.

How can developers integrate card payments using Stitch?

The Stitch customer success and solutions teams will work closely with your business to develop a custom card payments solution that works for your business.

How can I get started with Stitch for online card payments?

Contact our sales team to share more about your business needs. They'll work side by side to develop card payments solutions that meet your specific needs. Your card payment solution can be integrated alongside other payment methods via Stitch.

Why should I choose Stitch for card payments?

Stitch is a payments infrastructure business, meaning we're deeply connected across the payments stack. Our card payment gateway offers higher reliability, greater automation and more customisation vs other options. Card payments can also be reconciled alongside other payment methods through one dashboard, with Stitch.

Does Stitch offer custom integration options for card payments?

Yes - our client solutions team can help to configure a card payments integration and flow options that are best suited to the particular needs of your business.

Increase adoption, improve conversion and optimise finance operations

Learn how you can start building a winning payments experience with Stitch