Debit Order + DebiCheck

Supercharge collections with pre-authenticated DebiCheck + Debit Order payments

Collect, manage and reconcile recurring and subscription payments via pre-authorised DebiCheck and debit order. Combine with other methods like card and Pay by bank via smart routing.

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Power up collections with a smart, user-friendly DebiCheck + debit order process 

Debit orders are a payment method commonly used to collect recurring or subscription payments. A debit order is a method of collecting money from a customer's bank account with their permission. 

DebiCheck is a preferential debit order system that requires the customer to give explicit electronic permission for a merchant to collect payments at agreed intervals, via their bank, offering a streamlined and secure approach to managing debit orders. 

DebiCheck transactions get priority in the processing queue, and with DebiCheck, businesses can monitor the account over a set timeframe. It offers both parties control and transparency, reinforcing trust.

In the event that a customer does not action the request from their bank to approve a mandate, the business can register an RMS Mandate as a fallback.

Boost your collections rate and minimise failed or missed payments by allowing customers to easily authorise DebiCheck + debit order payments. Use our pre-built flows to make signup and authorisation a breeze.

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Why Stitch Debit Order + DebiCheck?

Add tracking to collections to ensure successful collections at optimal times for each user.

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How it works

Debit Order offers a cost-effective way for a customer to authorise recurring debits by signing a paper or electronic mandate, or providing a voice recorded mandate.

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Real-time fraud prevention + protection with Stitch Shield

Stitch relies on a powerful, AI-driven fraud engine to stop fraudulent actors in their tracks. With Stitch Shield, we can detect a potentially fraudulent transaction based on a defined set of criteria or rules, and automatically block that user’s device or delay settlement of their funds for further investigation – across all of our clients.

    About Stitch

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
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Precision engineering

We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

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Client-led ethos

We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.

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Deep infrastructure

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.

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I had great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”

Sipho Tshabalala

Product Manager Online Platforms

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Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”

Jessica Rohman

Head of Product

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We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa.”

Caroline van der Merwe

CPO + Co-founder

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We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible.”

Frans Joubert

Chief Financial Officer

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Developers

Build better card experiences

Get up and running with credit and debit card payments in no time, working side by side with our client solutions team. Our API is built on GraphQL, for faster and simpler queries and easier integration.

Leverage our hosted pages to display optimised payments flows. No need to build the UI yourself.

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ISO 27001 + PCI DSS Level 1 certified

We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.

Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.

Increase adoption, improve conversion and optimise finance operations

Learn how you can start building a winning payments experience with Stitch